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Time and money will feature profoundly in your life and there will come a time when you’ll stop working for your money.

When you decide to call it a day the value of your savings will determine the quality of your life in retirement.

It’s taken a lot of time and a bit of luck to build your estate, and now, you’re thinking of the next generation.

Whilst working towards freedom your most valuable asset will be your capability and it’s this that deserves the greatest protection.

By formalising the method of creating your investment portfolio it’s likely you’ll increase the potential for its success.

It’s important to create your investment portfolio in accordance with modern portfolio theory (MPT) but it will need attention after that.